Financing for luxury watches

Customers can purchase new and pre-owned watches with flexible payment plans over 12 to 60 months and amounts up to CHF 250,000. Yourasset financing solutions are available.
directly in our partners' physical stores, on their own e-commerce platform, and in their digital shop on Yourasset. Customers align their purchases with their regular monthly income and lock in the current purchase price to protect themselves against (retail) price inflation. Financing solutions are available today in Switzerland for individuals (aged 18-65) with earned income and will soon be available in Germany.

Watch financing explained

Customers securely provide their information via the
The Yourasset platform and create their own account to follow everything
of the transaction, from the beginning to the delivery of their new
watch.

Your assets act as a payment facilitator, while clients pay fixed monthly installments to our banking partner. In Switzerland, interest payments are tax-deductible for individuals, thus reducing the effective interest costs. The client can repay the financing amount of
in advance.

The different stages are as follows

  1. Find your next watch and select a payment option
  2. Submit your personal and financial information
  3. The information is reviewed by ourselves and by our banking partner.
  4. Once approval is obtained, you will receive the contract.
  5. You sign it and send it back to our banking partner
  6. The merchant only receives your basic personal information
  7. Congratulations! Pick up your new watch from the retailer.
  8. Your information is saved for your next transaction

For any questions relating to the product, you can also contact our partners directly.

For any questions regarding the financing process, please contact us.

The interest payments are tax-deductible.

Did you know that you can deduct the interest related to financing your watch from your taxable income?

All customers in Switzerland benefit from this tax deduction.
The higher your marginal tax rate, the greater your benefit is
important.

With a marginal tax rate of 33%, an interest rate of 6.9%
is reduced, for example, to 4.7%. You only pay interest on the
amount remaining to be financed.

For a Rolex worth CHF 10,000, as indicated in the
The table on the right or below shows the total interest cost over four years.
The cost per year is approximately CHF 955, or CHF 239 per year, or approximately CHF 20 per
months in this example.

Yourasset offers regulated and transparent financing solutions that provide real benefits to customers.